Operating Leases:
A short-term lease that allows the lessee to acquire use of an asset for a fraction of the asset's useful life.  The lessee accounts for rental payments as operating expenses.  Operating leases may also include CAP's, Early Buyout Options (EBO's), and Early Termination Options (ETO's) to provide the lessee with more flexibility.

TRAC Leases:
A true lease with a Terminal Rental Adjustment Clause (TRAC).  For eligible transportation equipment, a pre-determined end-of-term equipment value is established.  At the end of the lease, if the equipment sells for more than the established amount, the lessee is entitled to a rebate, but if the equipment sells for less, the lessee will owe additional rental charges.

Loan:
A loan can be used for financing new and used equipment or refinancing debt, which can free up cash for working capital.

True Leases:
A True Lease is one where the lessor is owner of the equipment for tax and title purposes, and the lessee is able to claim rental payments a tax deductions.

Revolving Lines of Credit:
A loan to provide your company with valuable working capital secured by your accounts receivable and inventories.